CITIZENS STATE BANK
PRINCETON, TX 75407

PRIVACY POLICY

 

Citizens State Bank appreciates our customers and the confidence they place with us in helping them with their financial needs.

We are committed to maintaining privacy and protecting all of their financial records.

INFORMATION WE COLLECT

We collect information about you from the following sources:
Information we receive on applications or other forms, information regarding transactions with us and with unaffiliated third parties, and information from consumer reporting agencies.

CONFIDENTIALITY, SECURITY, AND INTEGRITY OF NONPUBLIC PERSONAL INFORMATION

We restrict access to information about you to those employees who need to know that information to provide products or services to you. Our employees are trained, and we make sure they understand the importance of confidentiality in handling financial information. We maintain physical, electronic, and procedural safeguards that comply with the federal regulations to protect your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION

We value our relationship with both existing and former customers, so we will not disclose any of their nonpublic personal information to nonaffiliated third parties, except as permitted by law.

Providing our customers with excellent service is a priority at Citizens State Bank. A key to accomplishing this is protecting the confidentiality of their financial information, and ensuring them of their privacy.

 

 

 

TEXAS NOTICE

 

Citizens State Bank is chartered under the laws under the State of Texas and by state law is subject to regulatory oversight by the Texas Department of Banking.

 

Citizens State Bank also engages in the money transmission and/or currency exchange business as an authorized delegate for MoneyGram International for the purchase of money orders and American Express for the purchase of traveler's checks,  under Chapter 151 of the Texas Finance Code.  If you have a complaint, first contact the consumer assistance division of MoneyGram International at 800-666-3947 or American Express at 877-297-4438. If you still have an unresolved complaint regarding the company's money transmission or currency exchange activity, please direct your complaint to the Texas Department of Banking.

 

Consumers may file complaints with the Texas Department of Banking through one of the means indicated below:

  • In Person or U.S. Mail: Texas Department of Banking, 2601 North Lamar Boulevard, Suite 300, Austin, Texas 78705-4294

  • Telephone No.: (877)276-5554 (toll free)

  • Fax No.: (512)475-1313

  • E-mail: consumer.complaints@dob.texas.gov

  • Website: www.dob.texas.gov

     

     

    CITIZENS STATE BANK
    112 W HWY 380
    PRINCETON, TX 75407
    972-734-2424


    csbprinceton@csbprinceton.com
     

     

    **E-Mail Notice**

    For security reasons your email should NOT contain confidential or private information such as your social security number, PIN, password or account number(s). Messages sent via non-encrypted e-mail are not sent over a secure connection. If your inquiry requires immediate attention, please contact the bank by telephone or in person.

     

     

     

     

     

     

     

     

     

     

     

     

     

     
  
  

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NOTICE: Citizens State Bank insures deposits through the FDIC (Federal Deposit Insurance Corporation), which is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings institution fails. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC's creation in 1933, no depositor has ever lost even one penny of FDIC-insured funds. The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category. All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.