Citizens State Bank in Princeton has numerous accounts and our experienced and friendly new accounts representatives will be happy to help you select the account that is right for you. Bank with confidence where your business is appreciated. Citizens State Bank has served the community since 1907.
Processed Items Returned in Your Monthly Statement
Free On-line Banking
Free Telebanc 24 Hour Banking Service
FDIC Insured
$2,500.00 Minimum Opening Deposit
A service charge of $15.00 will be imposed if the average daily balance for the monthly statement cycle falls below $2,500.00.
Transfers from a Money Market Account to another account or to third parties by pre-authorized, automatic, or telephone transfer are limited to six (6) per statement cycle with no more than three (3) by check, draft, debit card, or similar order to third parties. An activity fee of $10.00 will be imposed for each debit transaction in excess of six (6) during a monthly statement cycle.
Good planning now can make your retirement years more enjoyable and ease the financial burden later. Citizens State Bank offers fixed rate Individual Retirement Accounts to help you prepare for those golden years ahead.
MasterCard Debit Card Available for $2.00 per month
FDIC Insured
Images of Item images returned with monthly statement
$500.00 Minimum Opening Deposit
A minimum balance of $7,500.00 is required to avoid a service charge and/or item charges.
A service charge of $15.00 will be imposed and/or specific item charges if the balance falls below $7,500.00 on any day during a statement cycle.
Item charges are:
$.12 for each check paid during a statement cycle
$.45 for each deposit during a statement cycle
$.07 for checks in deposit during each statement cycle
NOTICE: Citizens State Bank insures deposits through the FDIC (Federal Deposit Insurance Corporation), which is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings institution fails. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC's creation in 1933, no depositor has ever lost even one penny of FDIC-insured funds. The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.
All funds in a “noninterest-bearing transaction account” are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC’s general deposit insurance rules.
The term “noninterest-bearing transaction account” includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts (“IOLTAs”). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
