FREE CHECKING

Account Description: Demand Deposit Checking

Requirements
  • $25.00 Minimum Opening Deposit
Benefits & Features
  • No minimum balance
  • Unlimited transactions
  • No service charges
  • Free On-line Banking
  • Free On-Line Bill Pay
  • Free Telebanc 24 Hour Banking Service
  • Free MasterCard Debit Card
  • Duplicate checks required
  • Off-site ATM transaction fees still apply
  • Checks/Images are not returned with monthly statement
  • Normal overdraft fees apply if account is overdrawn
  • FDIC Insured

 

REGULAR CHECKING

Account Description: Demand Deposit Checking

Requirements
  • $200.00 Minimum Opening Deposit
Benefits
  • Unlimited transactions
  • Processed items returned with monthly statement
  • Free On-line Banking
  • Free On-line Bill Pay
  • Free Telebanc 24 Hour Banking Service
  • MasterCard Debit Card Available
  • FDIC Insured
Costs
  • A minimum balance of $750.00 is required to avoid a service charge.

  • A service charge of $5.00 will be imposed if the balance falls below $750.00 but remains above $500.00 on any day during a statement cycle.

  • A service charge of $7.50 will be imposed if the balance falls below $500.00 but remains above $250.00 on any day during a statement cycle.

  • A service charge of $10.00 will be imposed if the balance falls below $250.00 on any day during a statement cycle.

 
 

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