A minimum balance of $7,500.00 is required to avoid a service charge and/or item charges.

A service charge of $15.00 will be imposed and/or specific item charges if the balance falls below $7,500.00 on any day during a statement cycle.

Item charges are:
   $.12 for each check paid during a statement cycle
   $.45 for each deposit during a statement cycle
   $.07 for checks in deposit during each statement cycle