• $1,000.00 Minimum Opening Deposit

• Choose your Term - 1 to 60 months
• Earn a Fixed Rate of Interest
• Interest Earned is Compounded Annually or at Maturity
• Automatic Renewal with 10-day Grace Period
• Free On-line Banking
• Free Telebanc 24 Hour Banking Service
• FDIC Insured

• A penalty will be imposed for early withdrawal on certificates of deposit.

Accounts: IRA

Is an IRA right for you?

• Good planning now can make your retirement years more enjoyable and ease the financial burden later. Citizens State Bank offers fixed rate Individual Retirement Accounts to help you prepare for those golden years ahead.